My credit union told me yesterday that they could approve my car loan, but not in the three days they originally told me it would take, which meant that this would force me to miss my deadline with Cronos to substitute my credit-union loan for the generic (read, 12.99%) financing papers they drew up for me and I signed, so I panicked at the end of the day Friday and called the sales manager at the dealership and explained that I felt I was getting squeezed between a promise and a misunderstanding, and he agreed to match the credit union's offer (8.99%), and all B and I have to do is drive down once again to their storefront and sign new papers, burn the old ones, and give the new lienholder (GMAC) papers to the insurance agent.

Why is this all making me feel so uptight?